Mr. Rich was a member of the IBEW and participated in its Pension Plan. H|T=o@+8e'^fh2$KU` h3#yMYVH Why is my maintenance drug being rejected at the retail pharmacy? Beneficiaries of . %%EOF hWk0W=dP If I have a Deferred Vested Benefit under the Plan, must I do anything to receive these benefits? May I name someone other than my spouse as my beneficiary? Coverage provided at no cost until two years from the date of the employee's death after the personal hour bank is exhausted. On behalf of the staff at BeneSys Administrators, our office is happy to be working with you and your Board of Trustees. United Concordia: This February, show a little love to your gums. If I am on the Retiree Plan and return to work, what will happen? What is the reason for a HIPAA Customer Service Consent form? Today, only "A" members of the IBEW participate in the IBEW Pension Benefit Fund through which they may later become eligible to receive a monthly pension benefit. The Retiree Plan is NOT automatic, so you will need to submit an application to our office. If you were previously on the Base plan, you will have dental and vision coverage ONLY the months that you are eligible due to hours worked. Who are the PPO Providers being used by the Fund and how can I contact them? Email: Pension@IBEW.org Fax: (202)728-6138 Effective November 2018, PBF will begin accepting clear, legible copies of . For Death Benefits from the IBEW Pension Benefit Fund Retired/Active "A" Members of the IBEW MR MS MRS MR MS MRS MR MS MRS Section A: Member's Information . marriage, divorce, death of a beneficiary, etc.) xref The Officers and departments utilize these requests for organizing activities, political action, and informational mailings. After retirement under the plan, however, all or a portion of the retiree's monthly pension benefit can be waived upon the retiree's request while the death benefit remains in effect. If you're younger than 75 when you die, this payment will be tax-free for your beneficiaries. 3333 Denali Street, Ste 200, Anchorage, AK, 99503, United States . Please confirm your benefit and beneficiary information by calling 718-591-4400. When I become eligible for Medicare, will I still have prescription coverage? Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? However, this amount never falls below $3,000. In 1890, our founders came together with other electrical workers at the St. Louis Expo, and in 1891 the IBEW was born. This is in addition to your base pay. Effective January 1, 2013, monthly dues will be $30, with $15 attributable to the IBEW Pension Benefit Fund. As of February 1, 2015, the medical deductible for an individual is $600 and $1800 per family each calendar year. 38, 4 %, Find more information on the benefits, health insurance and pension for the International Brotherhood of Electrical Workers, Local 760. hO0SBBiD^k-unJTgQD(QLEBX)2Hp9a"bJXS]Z\JV0-F(lQpVpl/ Should I apply for benefits even if I dont think I am entitled? In the unlikely event your claims are not automatically sent, you or your provider may need to send your claims and EOBs directly to the Fund Office. Miller was not alone. ]jDi{ue*5/)vjwrF9=tKj7 "4#RJ&]s?S Is there a deductible for Dental and Vision Benefits? It is very important that you notify the Fund Office when you return to work and when you cease working. If your address has changed, please call the Fund Office before you order your new cards.-There is a $10 fee for new Benny Cards which is deducted from your HRA account. Marine Journeyman: IBEW Pacific Coast Health & Welfare, (800) 872-8979. In response to this dilemma, members of the IBEW established a fraternal death benefit association in 1922 whose essential purpose was to provide the named beneficiary of a deceased member a sum that might permit our member to be interred in a dignified manner. Most of us have very limited bargaining power as one person, but as a group, we are strong. Yes. In the early part of the 20th century, accidental electrocution among people employed in the electrical industry occurred with such frequency that many insurance companies refused to insure the lives of electrical workers. endstream endobj startxref +RzfOBTn %(P We do not take any payments over the phone or credit cards at this time. GkTG C How long do I have to submit my retiree application? HTMo0W(LHaiN%R;fI}i`YIG'7WYgf`kouTunlu{;u;xkd//99k_rHIO5%mgySy{"Q-]B1A VX4@jg$'$ t2F 5*hp\ .#4@wFc-!XxI+x*~UV Z"..MY:N#[&vg3_)SJ2;NwK4\O Plan trustees have reported that after three-and-a-half years, "A" members receiving a pension benefit from the IBEW Pension Benefit Fund have already surpassed their total contributions to the fund during their years as active "A" members. . Why is my Benny Card suspended? Do I have to be a certain age to Retire? Contact Us | Email to: enro llment@ibew292benefits.org. When I become eligible for Medicare, will I still have prescription coverage? Fax to: 763-416-6196 351 0 obj <>stream What is the reason for a HIPAA Customer Service Consent form? If I elect COBRA, can I drop the Dental and Vision Benefits and pay the ALT plan? How do I order new Prescription Cards?Contact CVS/Caremark directly, there is no need to call the Fund office. The Pension Director also serves as the Reciprocal Administrator (RA) for the Electrical Industry Pension Reciprocal Agreement and the Electrical Industry Health and Welfare Reciprocal Agreement. At the 37th IBEW Convention held in September 2006, the delegates approved an increase to PBF pension benefits providing a $4.50 credit per year of service. If you return to work in the electrical industry, in the same trade or craft and in the same geographical area of the Pension Fund, you shall forfeit one (1) monthly pension payment for each calendar month during which you are employed forty (40) or more hours. benefit if you should die after earning the right to a vested benefit (se e "Preretirement survivor death benefit" in the "Benefits for survivors" section for more information). Warehouse Employees Union Local 730 Pension Trust Fund. 'b=7;Kb c43nSmk^L;:9d1E(}63w\^^ }!PxCO#/&LE{|[` 6 The benefits include: Health & Welfare; Retirement Benefits; Death Benefits; Scholarships; Use this Section to learn more about the funds and they can work for you! HRA reimbursement form. In addition to payment from your account balance, your beneficiary may receive a death benefit based on your age and years of continuous participation when contributions were made to the Plan. endstream endobj 603 0 obj <>stream 85 0 obj <>/Filter/FlateDecode/ID[<1521582D4AF3C147A9EC9F0B6DE25442>]/Index[72 22]/Info 71 0 R/Length 79/Prev 271671/Root 73 0 R/Size 94/Type/XRef/W[1 3 1]>>stream but not disability pension benefits or death benefits. Current benefit is 120 monthly payments equal to 50% of the accrued benefit starting the month after death. The information below pertains to "Active" (non-retired) participants and retirees, and their spouses, under the age of 65 who are not Medicare-eligible. No, it is your responsibility to keep track of your eligibility. What is the difference in the Joint & Survivor options and the 5 or 10 year certain options?All options are a lifetime benefit for the participant. Q6: Can an "A" member drop the pension benefit and still maintain the death benefit coverage? You have two options: Report Lost/Stolen - you will get 2 Benny Cards with a new number Order Replacement - you will get 2 Benny Cards with the same number as your current Benny Card Please note:-Your address will be displayed for verification. The Employer Identification Number of the IBEW is 530088380. Press 9 for eligibility status. Yes, you may retire anytime on or between the ages of 55 thru 59 years old at an actuarially reduced pension, provided you are vested. Enter the birth date of the participant or dependent6. Your spouse or other named beneficiary will need to call the PG&E Benefits Service Center at 1-866-271-8144 to collect life insurance benefits. Tax statements will be mailed out at the beginning of each year showing the total amount of benefits you received the previous year. xbb2e`b``3 1x4>( Hu Contact lenses count as lenses, meaning one set of lenses or a one-year supply of contact lenses will be covered each year. The Alternate Plan does not provide dental and vision coverage. The death benefit has increased from $1,000 to $2,500 . PHONE. Do I have to pay taxes on the Weekly Income Benefits? Pension Benefits. If you elect the Joint and Survivor Annuity Benefit, your surviving spouse will receive the Survivor Benefit the month following your death. officers and the members of the Why do I need to complete a Beneficiary Data Card? In the event of your death, the individual you last named on your data card will be who your death benefits (if eligible) are paid. Active "A" members, as well as those who are receiving a benefit from the IBEW Pension Benefit Fund, continue to receive this newspaper, The Electrical Worker. However, you are not required to present a dental card to receive dental benefits. What if I die while I am receiving a benefit? 0000003580 00000 n How often can I get glasses or contacts? IBEW 716 . IBEW Local 602. What is the difference in the Joint & Survivor options and the 5 or 10 year certain options? Sometimes there is a delay in paying your benefits until your final hours are received in the Fund Office. endstream endobj 55 0 obj <>/Metadata 10 0 R/Pages 52 0 R/StructTreeRoot 14 0 R/Type/Catalog>> endobj 56 0 obj <>/MediaBox[0 0 612 792]/Parent 52 0 R/Resources<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 57 0 obj <>stream hUk0W=}K6B-uP%&1$v]-YqtE}w/3-* W"hIt:|EK\%nyS^7-1Fyg6[7D*:v2~=\h&xD,wb76I]VGm)Z_j@vUYMmuy. The benefits associated with "A" membership in the IBEW are just one of the examples of the way the IBEW "takes care of their own," said Larry Reidenbach, Senior Executive Assistant to International Secretary-Treasurer Salvatore Chilia. Who are the PPO Providers being used by the Fund and how can I contact them? Go to www.neca-ibew.org 2. Yes, you need to enroll in BOTH Medicare Part A and Part B. Transamerica requires you to have both Part A and Part B. Defined benefit pensions also usually pay . Why is my Benny Card suspended? May I name someone other than my spouse as my beneficiary? We will ask for such things as marriage certificates, birth certificates, divorce decrees, proof of spousal insurance and child affidavits depending on your particular situation. United Independent Union Newspaper Guild of Greater Philadelphia Pension Plan. ;!zr=f AUNDnQ#` 3j 2. Be sure and notify the Fund Office if your spouse changes employers or has a change in status with his/her employer in regards to being offered medical insurance. %%EOF Union de Tronquistas de Puerto Rico Local 901 Pension Plan. HWrF}WS S1%Kt. 0000003503 00000 n How often can I get glasses or contacts? for payments of death benefits for members in good standing. Is there a deductible on our Prescription Drug Plan with CVS/Caremark? The IBEW is located at 900 Seventh Street, NW, Washington, DC 20001. Does my spouse have to take his/her own insurance if it is offered by his/her employer regardless of the cost? Through the CVS/Caremark "Maintenance Choice" program, "Base Plan" cop-pays for a 90-day supply through mail are $25 for generic and $35 for brand. For more info, see How To Use Your Benny Card. 635 0 obj <> endobj Call 1-800-765-4239. 609 0 obj <>/Filter/FlateDecode/ID[<8476611E8744ED4D9D1542E6F7060697><27FDE05B9CB9954AA0E992956F7EA0D0>]/Index[596 20]/Info 595 0 R/Length 71/Prev 103318/Root 597 0 R/Size 616/Type/XRef/W[1 2 1]>>stream Do we have a dental card? endstream endobj startxref If you are applying due to disability, we recommend that you make application to the Retiree Plan at the same time you make application for Social Security Disability. What is the difference in the Joint & Survivor options and the 5 or 10 year certain options? A Pension Services Representative will work with the person submitting the death certificate to determine if and when any benefits are due. Why do I need to complete a Beneficiary Data Card? There are only two steps required to change your membership from "BA" to "A." The Fund uses the information on the card to update any changes on you, your spouse and your dependents that might have taken place since you last completed a card. An informational dental card is included in new member packets which instructs you as to how to find an in-network provider. Bylaws of each local union vary, but for most local unions, only "A" members can be local union officers. Sign the Books; Re-Sign; Jobs Board; Pay Dues; Contact Us; Death Benefits. endstream endobj 327 0 obj <>/Metadata 34 0 R/PageLabels 321 0 R/Pages 324 0 R/StructTreeRoot 50 0 R/Type/Catalog/ViewerPreferences<>>> endobj 328 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Rotate 0/StructParents 2/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 329 0 obj <>stream . Warehouse Employees Local 169 and Employers Joint Pension Fund. No changes in the Rehabilitation Plan to the current benefit. Deferred Savings Plan Summary plan. IBEW Pension and Reciprocity Department . If a generic is available and you choose the brand, then you will pay the brand co-pay plus the difference in cost between generic and brand. %PDF-1.5 % endstream endobj 60 0 obj <. 5621 Harney Road Tampa Florida 33610. Upon the death of an "A" member a death benefit shall be payable as follows: (a) Benefit Level. The calendar year maximum is $400 for covered vision services on participants and dependents age 18 and older. Is there a medical deductible for the retiree plan? NEBF understands that losing a loved one will be a difficult time for you, your spouse, family and friends. Is there a medical deductible for the retiree plan?There is no medical deductible for retirees and their spouses who are age 65 or over. The EWDBS meeting concluded at 5:55 p.m., at which time the General Membership Meeting resumed. PRESCRIPTION Is there a deductible on our Prescription Drug Plan with CVS/Caremark? If I am called up for military service, do I retain my pension rights? How long do I have to submit my retiree application? Click here to read the January 2023 Newsletter, Click here to read about the No Surprises Act, Frequently Asked Questions - Health and Welfare. hb```dW ea8@ ectrical Workers (IBEW) and the National Electrical . As an IBEW Journeyman, you'll receive between $2.39 and $4.25 per hour from your employer for your pension. The Plan pays: $25,000 death benefit for active employees. How many hours must I work to get a year of credited service toward my vesting? hb```T, !;GjNR$i:a5RA``jP Win@`xujOTQYJ001l Rl\F |i%G HEALTH REIMBURSEMENT ACCOUNT (HRA)How do I order new Benny Cards? Income Security Act of. Only 'A' Members participate in the IBEW Pension Benefit Fund. When I become eligible for Medicare, do I have to purchase Medicare Part B? b3e00 Inquiries about RX deductibles should be referred to CVS/Caremark at 1-844-345-3233. Can I use my HRA to pay for my Retiree Premiums? MENU. ", Copyright 2023 by IBEW You will also have Accidental Death benefit that doubles the above listed policies and provides an additional $2,500 benefit. You can use the Plan & Benefits tab to print a card instantly. How long do I have to submit my retiree application? The main pension rule governing defined benefit pensions in death is whether you were retired before you died. I will be retiring soon, what do I need to do? The Department researches and corrects data not provided (or incorrect data) for members. Some IBEW members hold "BA" membership. 264 0 obj <>stream May I name someone other than my spouse as my beneficiary? Should I apply for benefits even if I dont think I am entitled? Do I need to notify the Fund Office if my spouse passes away? 0000003254 00000 n Learn more about benefits from IBEW member, Richard Prasad. is a defined benefit retirement plan that currently provides a monthly benefit to over 2,500 retired participants. DENTAL/VISION Is there a deductible for Dental and Vision Benefits? If you retire on or between ages 60 thru 65 there is no reduction in your benefit. Current benefit is equal to 50% of the accrued benefit . %%EOF Why do I need to complete a Beneficiary Data Card? In 1922, the IBEW created the Electrical Workers Benefit Association (EWBA) to ensure sufficient resources to provide a dignified interment when an IBEW member passed away. 2 72 0 obj <> endobj shall decide the manner in which the . At that point the system will inform you . Cobra coverage available following the 24-month period of coverage under the Family Security Benefit. However, participants may receive a copy of their 2022 IRS Form 1095-B from the Fund upon request to the Fund Office. The second was to establish safety and training. Yes, if you are Medicare eligible AND are age 65 or older. The 10-Year Certain (Early Retirement or Normal Retirement options) gives you a lifetime benefit, but if your death occurs after you have received at least 120 monthly payments (10 full years) no benefits will be payable to your beneficiary. 0000001592 00000 n Please note: -You can only report Lost/Stolen on the mobile app (which will send you 2 cards with a new number). ]hVLK0pz:)FYQ,/xKP[XCf:O!|LZz6|a(:>&>BSU3JC$N8N* (mBJD})U*RyIX@d: d:v W ^gOwk:-1$f%%~,_K 124A Rev. $22.00 in Per Capita to IBEW (AS OF JANUARY 1, 2023) $21.00 to the IBEW Pension Benefit Fund (AS OF JANUARY 1, 2023) $2.20 to the Electrical Workers Death Benefit Society $0.50 to the Overage Fund $3.46 to Local Union No. Home; About Us; Apply; New Member Orientation; Dispatch . LOCAL 48 DEATH BENEFIT PAYMENTS. @ Do I need to complete an accident form even though my claim wasnt due to an accident? The Retiree Plan of Benefits is medical coverage and prescription coverage. h|TKo0+2=hZu0tp5)zu hbbd``b`$[A2`q V'UbeX V$10124Y~ Just the opposite is true when the spouse is Medicare eligible and over age 65 and the Participant is under age 65 and not eligible for Medicare.If you are Medicare eligible due to disability and under age 65, Medicare will be your primary insurance. Ft e! As a result, those who hold "BA" membership leave employment upon retirement, cease the payment of union dues, and not only are they not eligible to request an application for pension from the IBEW Pension Benefit Fund, but their survivors are not eligible to receive a death benefit. If I return to work, will I have dental and vision coverage? If I have a Deferred Vested Benefit under the Plan, must I do anything to receive these benefits? 92 0 obj <>stream PENSION PLAN . 0000001814 00000 n Corpus Christi, TX 78417 Phone . What is the medical deductible per year for an individual and for the family? For replacement cards with the same number, visit the HRA Participant Portal. It is important that NEBF be notified of your or your spouses death and receives a copy of the death certificate as soon as possible. DB namesort Name Initiation Status Deceased; 1905: Hicks Timothy: Timothy P. Hicks: 3/1/1974: Retired: 02/02/2023: 1904: Carroll James: James M. Carroll: 03/01/1972 . Additionally, only those delegates holding "A" membership may vote on issues related to the IBEW Pension Benefit at IBEW International Conventions. . For a Married Participant the Basic Form of Benefit is a Participant and Spouse Pension (otherwise referred to as Husband and Wife Pension in the SPD or 50% Joint and Survivor Pension)(following death of participant spouse gets 50% of Participants amount). Death Benefits. This card is sent to you on a periodic basis. These benefits are available only to the employee -- not to the dependents. %PDF-1.5 % hb```Tea`Zwa7U|/}SS":Vlf`trKAJJfS`ppp0t6p04D05 X%47@( )" ~_! [4[0: When I become eligible for Medicare, do I have to purchase Medicare Part B? February 28, 2023. $6,000 death benefit for retired employees. 243 0 obj <> endobj The IBEW PBF is a defined benefit plan. What if I die while I am receiving a benefit. . The IBEW Pension and Reciprocity Department reports and provides assistance to the International Officers on departmental areas of responsibility: pension and death claim payments, construction industry reciprocity and membership records. February 7, 2023. IBEW ConstitutionArticle XVI, Section 11, as amended states: "The L.I.-J. The SilverScript coverage will remain in effect unless you elect a different Medicare Part D Plan outside of the Fund's SilverScript Plan. Go to www.neca-ibew.org. If the I.B.E.W. endstream endobj 600 0 obj <>stream Do I need to notify the Fund Office if my spouse passes away? Do I need to notify the Fund Office if my spouse passes away? 0 For example: Hours worked in May are not received in the Fund Office until mid-June. of a Benefit Event of a Divorce. If I am on the Retiree Plan, how does it work when I am Medicare eligible and over age 65 but my spouse is not Medicare eligible?Your benefits will be paid according to the schedule of benefits for Retired Employees Over Age 65 and Eligible for Medicare, and your spouses benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. In this position, the RA is responsible for administering these agreements, maintaining current data on all participating funds, and addresses all inquiries related to these agreements. You used the Benny Card to pay for an ineligible HRA expense. Direct deposit forms can be obtained by contacting BNY Mellon bank, the payment-processing agent for the IBEW Pension Benefit Fund, at the phone numbers listed below. Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? However, for retirees and their spouses under the age of 65, the individual and family deductibles per the respective plan (Base or Alt), do apply. a Benefit and Pension Credits. Second, your local union will request a $2 admission fee and an amount that is equal to the difference between "BA" and "A" membership dues for your first month as an "A" member. 0 Box 30751, Salt Lake City, UT 84130. We look forward to serving you in a professional and timely manner. 343 0 obj <>/Filter/FlateDecode/ID[<59C37237E8D73848ADB71F1CF7336A7E><8673EE9BDAF8CA4C85DA5E6443BC9857>]/Index[326 26]/Info 325 0 R/Length 95/Prev 488274/Root 327 0 R/Size 352/Type/XRef/W[1 3 1]>>stream Is there a deductible for Dental and Vision Benefits? - Up to 36 months, however, in certain circumstances your COBRA continuation coverage could be terminated prior to 36 months, such as once you become entitled to Medicare. 127 0 obj <>stream 93 0 obj <>stream (:DaY4=aqnut7`+*d18?'B6ld0_2~$Dx "A" members need only hold IBEW membership for six months for their named beneficiary to receive the death benefit. The most recent changes to the PBF death benefits were approved at the 2001 Convention and became effective January 1, 2002, thereby increasing the death benefit payment to $6,250 and providing for an accidental death benefit of $12,500. H9(K;6inE&-ny{ZZvZvQD\M%?1sN#)_\*e. Local 60 Death Benefit: Benefit: $4 per Active Member & Retiree (approx) $6,800 Contact: IBEW Local 60 Office 3518 N. Loop 1604 E. San Antonio, TX 78247 210-337-1741. How long can I stay on COBRA? The department provides assistance with and research into membership records, for the purpose of determining eligibility for pension and death benefits providing this assistance to the International Officers and various departments in the International Office. You may choose one, or a combination of these benefit options. endstream endobj startxref The PG&E Benefits Service Center will need a separate certified copy of the death certificate to pay life insurance benefits. If your spouse is under age 65 and not Medicare eligible, her or his benefits will be paid according to the schedule of benefits for Retired Employees Under Age 65 until she or he becomes Medicare eligible. IBEW 900 7th Street, NW Washington, DC 20001 Attn: Pension & Death Claims Dept Form No. As an IBEW Apprentice, Electrician, Powerline Technician or Network Cabling Specialist, your life insurance coverage is up to $125,000 (more in some areas) doubled if accidental death including long term disability coverage. This letter is used to determine if you are still disabled and to show when you have recovered. Every six to eight weeks unless your physician states on the form that you are permanently and totally disabled. endstream endobj 636 0 obj<>/Metadata 65 0 R/PieceInfo<>>>/Pages 61 0 R/PageLayout/OneColumn/OCProperties<>/StructTreeRoot 67 0 R/Type/Catalog/LastModified(D:20070314151316)/PageLabels 59 0 R>> endobj 637 0 obj<>/PageElement<>>>/Name(HeaderFooter)/Type/OCG>> endobj 638 0 obj<>/ProcSet[/PDF/Text]/ExtGState<>>>/Type/Page>> endobj 639 0 obj<> endobj 640 0 obj<> endobj 641 0 obj<> endobj 642 0 obj<> endobj 643 0 obj<> endobj 644 0 obj<>stream IBEW PENSION BENEFIT FUND [PBF] 1) PBF is $4.50 per month per years of membership . Pension Plan #3: Personal Benefit Fund (PBF) Part of your monthly dues pay for a $6,250 natural / $12,500 accidental death benefit that at retirement becomes a defined pension benefit paying $4.50 per month per consecutive years of service. Who should I contact for information about my pension benefits?How do I apply for pension benefits? 0000001433 00000 n If you die before you retire your pension will pay out a lump sum worth 2-4 times your salary. Please review the, You used the Benny Card and we did not receive documentation to validate the transaction. Do we have a dental card? Can I use my HRA to pay for my Retiree Premiums?You cannot transfer money directly from the HRA Fund to pay your Retiree Premiums. Contractors Association (NECA) in 1946 to provide . This website provides Participants and their dependents with online . You should receive it within ten (10) business days. The Electrical Workers Pension Fund Local 103, I.B.E.W. You will need to send a check or money order. Your rights are protected by U.S.E.R.R.A. However, you can submit a claim to the HRA department for reimbursement after your premium has been deducted from your bank account. If you are interested in joining the Death Benefit or Sick and Accident Funds, or are ever in need of applying for the Dues Benefit Fund, please contact the Dues Office. Does my spouse have to take his/her own insurance if it is offered by his/her employer regardless of the cost? 59 0 obj <> endobj If I elect COBRA, can I drop the Dental and Vision Benefits and pay the ALT plan? All active IBEW Local 1245 members are now eligible to enroll in the union's new Accidental Death & Dismemberment (AD&D) benefits and enhanced Term Life Insurance program at no additional cost. Go to the blue login box in the upper right hand corner and log in to Member Benefits, where you can check your eligibility and claim status. Why do I have to fill out a Participants Data/Claim Statement and how often do I have to fill it out? Should I apply for benefits even if I dont think I am entitled?
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